Financial Planning for Technology Professionals

We welcome you to schedule a conversation with one of our professional advisors to discuss your goals and explore whether our approach is a good fit.

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What We Offer

Technology professionals often receive compensation that extends well beyond a traditional salary, including RSUs, stock options, ESPPs, and performance-based equity awards. While these opportunities can be powerful wealth-building tools, the tax rules, vesting schedules, concentration risks, and long-term planning implications can be complex and difficult to navigate without a structured approach.

We help tech professionals integrate their equity compensation into a comprehensive financial plan, providing thoughtful guidance and tax-efficient planning strategies designed to help you make informed decisions and build long-term financial clarity.

  • Equity compensation can be one of the most valuable components of your financial life, but also one of the most complex. We help you evaluate RSUs, stock options (ISOs and NSOs), and ESPPs within the context of your broader financial plan, coordinating vesting schedules, tax implications, and long-term goals to support informed, strategic decision-making.

  • Many technology professionals face layered tax considerations tied to salary, bonuses, and equity events. We incorporate multi-year tax projections and planning strategies to help manage marginal tax exposure, capital gains, and cash flow with the goal of improving long-term efficiency and reducing unnecessary tax drag.

  • Holding a significant portion of your net worth in employer stock can create both opportunity and risk. We help evaluate concentration levels, model potential scenarios, and design thoughtful diversification strategies that align with your timeline, liquidity needs, and overall financial objectives.

  • Whether your goal is early financial independence, career flexibility, or long-term wealth stewardship, we build forward looking financial models designed to bring clarity to major life decisions. From retirement projections to estate planning coordination, we help align today’s decisions with tomorrow’s vision.

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Our Advisory Team

Ross Wolf

Ross Wolf brings more than 35 years of experience in comprehensive wealth management and retirement planning, helping individuals and families navigate complex financial decisions with clarity and structure. He holds the CLU® (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant) designations from The American College of Financial Services, along with a Bachelor of Arts in Finance from Florida State University. In addition to his advisory work, he volunteers teaching retirement planning classes through the non-profit Society of Financial Awareness (SOFA) and serves on the planned giving committee at Seattle Children’s Hospital.

Enzo Vinholi

Enzo Vinholi is a Wealth Advisor with Pacific Financial Advisors, focused on comprehensive wealth management and long-term financial planning. He works with individuals and professionals navigating complex compensation structures, helping integrate investment strategy, retirement planning, and tax-aware decision-making into a cohesive plan. Enzo brings an entrepreneurial mindset to his advisory work, emphasizing collaborative, education-driven planning designed to provide clarity and confidence around important financial decisions. He earned his degree in Entrepreneurship from the University of St. Thomas in Minnesota and serves as an advisory board member for the Seattle Opera.

PUTTING YOUR INTERESTS FIRST

The Pacific Financial Advisors team is dedicated to establishing long-term relationships. To ensure this, we are committed to:

  • Always putting your best interests first

  • Acting with prudence; that is, with the skill, care, diligence, and good judgement as professionals

  • Not misleading and always providing conspicuous, full, and fair disclosure of all facts

  • Communicating clearly and forthrightly in all matters

  • Strategically discussing money issues - How do you want your money to work for you?

  • Providing financial solutions consistent with your core values and objectives

  • Communicating and meeting/exceeding mutual expectations

  • Avoiding conflicts of interest

  • Fully disclosing and fairly managing, in your favor, any unavoidable conflicts

We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations. We also believe in keeping our services affordable to our clients, we make sure to work around your budget.

We are proud that so many of our clients have repeatedly turned to us for guidance and assistance with their financial futures, and we work hard to earn their loyalty every day.

* Pacific Financial Advisors is not a licensed attorney.

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