Personal Loans
Get up to $50,000 for debt consolidation, home improvement, or any other major expense. See your personalized initial offer with no impact to your credit score.
Loan Features
Amounts from $5,000 to $50,000 and
terms from 3 to 6 years*Get your money within 2 days of the
final loan agreementInitial prequalified offers have no impact
on your credit scoreRates and payments are fixed and do
not change over the life of the loanNo pre-payment penalties
Do You Need a Personal Loan?
Here are the top four reasons customers choose a personal loan from Axos Bank.
Debt Consolidation
Consolidating higher-interest credit cards and other loans into one easy-to-manage payment could save you money.
Large Expenses
Whether paying a medical bill, legal fee, or other large debt, a personal loan can help get you the money you need quickly.
Home Improvements
From minor repairs to full room renovations, personal loans are the fast-financing option.
Special Occasions
Weddings, vacations, family reunions and other special occasions can be expensive. A personal loan can help you manage the costs.
Frequently Asked Questions
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Pre-qualify in minutes!
Get personalized loan options based on what you tell us
Complete your Application
Complete your online application and an Pacific Financial/Axos team member will confirm your details
Get your money!
Your money is sent as early as the same day you accept the terms of your loan
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Social Security Number
Valid driver’s license or state ID
Proof of income
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700+ credit score
Verifiable income
Your loan amount is $5,000 - $50,000
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A one-time fee of 1-2% of your loan amount based on your credit rating and deducted from the funded amount when you receive your loan
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