Personal Loans

Get up to $50,000 for debt consolidation, home improvement, or any other major expense. See your personalized initial offer with no impact to your credit score.

Loan Features

  • Amounts from $5,000 to $50,000 and
    terms from 3 to 6 years*

  • Get your money within 2 days of the
    final loan agreement

  • Initial prequalified offers have no impact
    on your credit score

  • Rates and payments are fixed and do
    not change over the life of the loan

  • No pre-payment penalties

Do You Need a Personal Loan?

Here are the top four reasons customers choose a personal loan from Axos Bank.

Debt Consolidation

Consolidating higher-interest credit cards and other loans into one easy-to-manage payment could save you money.

Large Expenses

Whether paying a medical bill, legal fee, or other large debt, a personal loan can help get you the money you need quickly.

Home Improvements

From minor repairs to full room renovations, personal loans are the fast-financing option.

Special Occasions

Weddings, vacations, family reunions and other special occasions can be expensive. A personal loan can help you manage the costs.

Frequently Asked Questions

  • Pre-qualify in minutes!

    Get personalized loan options based on what you tell us

    Complete your Application

    Complete your online application and an Pacific Financial/Axos team member will confirm your details

    Get your money!

    Your money is sent as early as the same day you accept the terms of your loan

    • Social Security Number

    • Valid driver’s license or state ID

    • Proof of income

    • 700+ credit score

    • Verifiable income

    • Your loan amount is $5,000 - $50,000

  • A one-time fee of 1-2% of your loan amount based on your credit rating and deducted from the funded amount when you receive your loan

  • Call 1 (425) 458-2773 to speak to an Pacific Financial / Axos Loan Agent directly.

    Contact us