Mortgage Services
Buy or refinance your home with no lender fee1
Dream big with your next home purchase or refinance to lower your payment, get cash out, or consolidate debt. With our low rates, $0 lender fee,1, and streamlined, online mortgage experience – the possibilities are endless.
Enjoy a Mortgage With Rewards
These are savings you can get excited about.
$0 lender fee1
Up to 3% annualized cash back2
Low mortgage interest rates
Low down payment options
Fast loan closings
-
Home Purchase
When your dream home is within reach, you can be confident with the support of a dedicated team, advanced real estate and technology tools, and our Close-of-Escrow Guarantee.3 Visit our partner AXOS BANKING to learn more about purchasing a home
-
Home Refinance
Imagine what you could do with a lower interest rate, reduced monthly payment, or cash for debt consolidation, home improvements, or something else.
-
Mortgage Services
Easy access to everything you need — apply for a mortgage online, review your loan status, upload documents, or make a mortgage payment.
30-Year Fixed Mortgage Rates as Low as 4.125%/4.235% APR*
Loans Designed for your Unique Needs
A streamlined home loan process
Smart technology and useful tools
Real savings through lower rates and fees
Options customized for today’s homeowner
Superior service from mortgage experts
Axos Bank NMLS# 524995
- 1 Axos Bank will waive its lender fee ($995) or reduce its lender fee on new first lien mortgage loans under the following conditions: 1) The customer must have an existing or open a new Axos Bank Checking Account during the loan application process; AND 2) the new mortgage loan must be for $250,000 or more; OR 3) if the new mortgage loan is less than $250,000, Axos Bank will reduce its lender fee by $200 if the customer has or opens a new Axos Bank Checking Account during the loan application process. The customer will be responsible for all third party fees and all prepaid items. The $2,500 average savings is based on a national average for lender fees presuming a $250,000 loan amount and 1% origination fee.
- 2 Account holder(s) maintains an average daily balance equal to two times the borrower’s monthly principal and interest payments of their eligible Axos Bank consumer loan or combined minimum monthly principal and interest payments if borrower has multiple eligible Axos Bank consumer loans. Eligible Axos Bank consumer loans and Total Loan Rewards Checking account must be active as of the first day of the evaluation month in order to be eligible for the cashback credit for that period. 3% annualized cashback credit earned on mortgage and auto loans (0.25% per month) is calculated using principal and interest payments only (excludes any additional escrow amount included in the monthly payment) on the last day of each month, and, if applicable, posted to the account within the 10 business days of the following month. 10% annualized cashback credit earned on personal loans (0.83% per month) is calculated using principal and interest payments only on the last day of each month, and, if applicable, posted to the account within the 10 business days of the following month. Monthly cashback credit is limited to $100. Axos Bank reserves the right to sell a loan at any time without notice and may result in termination of any future cashback credit based on that loan. Axos Bank may cancel the program or change the annualized cashback rate and account requirements at the Bank’s discretion any time without notice. Your total cashback value may be reported as miscellaneous income to the IRS on a 1099-MISC form.
- 3 Certain restrictions and conditions apply. Please visit our Close of Escrow Guarantee page for more information.